justin nielsen FOUNDER / CHAIRMAN OF THE BOARD


Justin-nielsen

With a long and successful track record in the Equipment Leasing & Financing Industry, Mr. Nielsen founded Onset Financial in November of 2008. His vision to assemble the most complete and experienced management team and build a world-class finance company continues to guide Onset's course. Focused on building meaningful, lasting relationships, Mr. Nielsen's desire to offer outstanding service and increased sources of funds has been the foundation of Onset's ability to help its clients obtain the financing they require — even in the midst of our recent economic turmoil. While earning his B.A. in Communications with a Minor in Technical Sales, Mr. Nielsen played basketball on a scholarship from Weber State University where he was an Academic All-American and participated in the prestigiious NCAA Post Season Tournament. Mr. Nielsen enjoys spending time with his children, golfing, and the outdoors.

scott miller PRESIDENT


Scott-miller

Mr. Miller joined Onset in 2009 as Vice President of Business Development. In this position, Mr. Miller established additional funding source relationships and increased the variety of financial structures Onset is able to offer its clients. In 2010 Mr. Miller was named President of Onset, and his business savvy and ability to understand the needs of Onset's financial partners has led him to continue broadening Onset's funding relationships, including increasing non-institutional offerings. Mr. Miller's leadership continues to fuel Onset's diversification and growth. Prior to joining Onset Financial, Mr. Miller was a partner in a real estate development firm where he raised funds for master-planned communities, condominium developments, and related projects. Mr. Miller has a Bachelors of Science from Brigham Young University, where he played college golf and participated in two National Championships. When out of the office, Mr. Miller enjoys spending time with his family and outdoor recreation.

charlie sumpter VP OF BUSINESS OPERATIONS


Charlie-sumpter

Mr. Sumpter joined Onset with nearly two decades of experience in refining processes and creating business systems that reduce costs & increase efficiency. Mr. Sumpter is responsible for the design & development of Onset's custom internal systems which manage the entire business process...from prospecting to credit to documentation to lessee account management. In addition to managing Onset's systems and infrastructure, Mr. Sumpter oversees all accounting, HR and employee benefits activities. Prior to joining Onset, Mr. Sumpter operated an information technology consulting firm servicing clients throughout the greater Salt Lake Metro area. Mr. Sumpter keeps himself busy enjoying time with his family, sports, staying up with latest in technology, and the outdoors.

chantelle gilbert-brady VP OF LEASE OPERATIONS


Chantelle-gilbert

Mrs. Brady directs Onset's lease documentation and administration, leveraging her decade of lease transaction processing experience. Mrs. Brady oversees all documentation and lease servicing operations, and has honed her team's processes enabling fast documentation turnaround and preparation. Mrs. Brady's extensive training and transactional experience with Uniform Commercial Code, Secretary of State filings, Vendor Reviews, Document Legal Reviews, Invoicing, Sale & Leaseback, Asset Procurement, PMSI Establishment, and related fields ensures Onset's leases are legally compliant and Onset's interests in lease assets are secured. Recently married, Mrs. Brady and her husband enjoy raising their two children and participating in family recreation.

john svitak VP OF CREDIT


John-svitak

Mr. Svitak brings nearly two decades of business financial analysis and credit lending experience to Onset. Having previous experience in the Financial Sector, Mr. Svitak posesses a thorough understanding of the challenges facing businesses, and how to properly mitigate those challenges to service both the needs of Onset's clients and funding partners. Prior to joining Onset, Mr. Svitak's background included managing a commercial loan portfolio for a publicly traded financial institution and acting as the Credit & Syndication Administrator with an Equipment Leasing firm. Mr. Svitak likes to go camping and exploring the West's natural beauty with his family.

libby lohnes NATIONAL SALES MANAGER


Libby-lohnes

Mrs. Lohnes has nearly two decades of experience in Sales & Marketing, primarily in the Equipment Finance industry. Having personally worked on hundreds of lease transactions, Mrs. Lohnes brings with her a proven track record of building client relationships and structuring lease financing to achieve customer objectives. Additionally, Mrs. Lohnes has strengthened Onset's internal training processes, ensuring Onset's Account Executives understand the financial tools available to best suit their clients' needs. Mrs. Lohnes takes joy in raising her family, running, and graphic art design.

jennifer davis SENIOR LEASING OFFICER


Jennifer-davis

Ms. Davis brings many years of experience in the leasing industry as both a Portfolio Manager and Collections Manager. Her background managing customer accounts (including Accounts Receivable) and supervising Customer Service is a great benefit to Onset and its clients. During her time with Onset, Ms. Davis has demonstrated her depth of knowledge in many of the complexities of equipment leasing, and her efficiency and experience is a strength to Onset's Lease Operations department.

heath birchall NATIONAL SALES MANAGER


Heath-birchall

Mr. Birchall joined Onset with 17+ years of successful sales and marketing experience. His ability to help businesses match their needs with the financial products best suited for them has enabled Mr. Birchall to build strong relationships with his clients and help them achieve their goals. Previously, Mr. Birchall gained invaluable experience in a variety of industries, including time as an investment analyst for a Venture Capital group, as a sales manager for a top tier Leadership Training and Consulting firm where he personally contributed to a 500% increase in revenue and a 62% increase in profits, and as a Regional Manager over the northeastern states for an Employee Benefits organization where he lead sales year over year. Mr. Birchall earned his Bachelors of Business Administration with an emphasis in Finance from Brigham Young University. He enjoys outdoor activities including biking, hiking, canyoneering, and spending time with his family.

john henderson NATIONAL SALES MANAGER


John-henderson

Mr. Henderson brings over 20 years of management and international business experience to Onset. His proven relationship building skills have afforded him the ability to establish a solid portfolio of clients across the United States. Previously, Mr. Henderson opened the Latin American branch of a U.S. Corporation in Mexico City, Mexico and was also the C.O.O. of a multi-national corporation. Mr. Henderson graduated with a Bachelor of Arts in Communications with an emphasis in Marketing and Advertising from Brigham Young University. A seventh generation Californian, Mr. Henderson was born and raised in Northern California. He has traveled extensively throughout the Americas, and is bilingual in English and Spanish. Mr. Henderson enjoys spending time with his wife, four children and family dog.

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our value statement

  • A DEDICATED TEAM OF EXPERIENCED PROFESSIONALS COMMITTED TO PROVIDING A STREAMLINED FUNDING PROCESS ON EVERY TRANSACTION.
  • ORGANIZATIONAL INTEGRITY WITH TIMELY, ACCURATE, AND RELIABLE COMMUNICATION AT ALL STAGES.
  • LEASE STRUCTURES THAT MAXIMIZE CUSTOMER PAYMENT OBJECTIVES WHILE EXPLORING VALUE-ADDED TAX AND ACCOUNTING STRUCTURES.
  • INTERNAL, INSTITUTIONAL, AND PRIVATE FINANCING SOURCES UTILIZED FOR CUSTOMER FINANCE REQUIREMENTS.